

Everyone must have auto insurance to drive in Michigan. Collision coverage is not mandatory. If you are injured personally or if your property is damaged by a pothole, you can make an insurance claim with your own company if you have collision coverage on your vehicle. You can also make a no-fault/PIP claim against your own insurance company for lost wages, household services, mileage, medical bills, and much more.
Depending on the type of collision coverage you purchased will determine if you need to pay a deductible. Most deductibles are $500.00. According to AAA, the average property damage claim when dealing with a pothole is $638.00. Therefore, if you must pay your deductible, you would only get $138.00 from your insurance company, and your rates will go up as pothole accidents are considered to be the fault of the driver hitting the pothole. If you still wish to make a claim, you should photograph the damage to your vehicle, photograph the pothole and keep any parts that may have fallen off your car in the incident.
If you have been injured in an accident in Michigan involving a pothole, please contact us by phone at 1.800-281-0606 or e-mail and we will be happy to answer all of your questions at no charge.
In 2007, we settled 99.5% of our cases, totaling more than $18,000,000.00.
Our results speak for themselves...
"I was a victim of a hit-and-run driver and could not work for weeks while I recovered from my injuries. Michael Morse and his auto lawyers really helped me out. They dealt with the insurance company for me and did all the paperwork. I was able to concentrate on healing, while they secured a settlement that provided for my lost wages and covered my medical and care expenses. I would recommend them to anyone in a similar situation."
---Trent Myers
Livonia, Michigan