Everyone must have auto insurance to drive in Michigan. Collision coverage is not mandatory. If you are injured personally or if your property is damaged by a pothole, you can make an insurance claim with your own company if you have collision coverage on your vehicle. You can also make a no-fault/PIP claim against your own insurance company for lost wages, household services, mileage, medical bills, and much more.
Property damage to your vehicle:
Depending on the type of collision coverage you purchased will determine if you need to pay a deductible. Most deductibles are $500.00. According to AAA, the average property damage claim when dealing with a pothole is $638.00. Therefore, if you must pay your deductible, you would only get $138.00 from your insurance company, and your rates will go up as pothole accidents are considered to be the fault of the driver hitting the pothole. If you still wish to make a claim, you should photograph the damage to your vehicle, photograph the pothole and keep any parts that may have fallen off your car in the incident.
If you have been injured in an accident in Michigan involving a pothole, please contact us by phone at 1.800-281-0606 or e-mail and we will be happy to answer all of your questions at no charge.
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"28 years after my accident I received a letter from The Law Office of Michael Morse with an information brochure. I’m so glad I kept that letter because later on when AAA wrongly suspended my no fault benefits, I immediately contacted Michael. Mr. Morse took my case and did everything he said he would do. Now, more than 28 years after my accident, AAA is paying like they should be, and it's all because of Mr. Morse’s hard work and expertise."
Van Johnson
Redford, Michigan
Michigan Pothole Accidents > Michigan Pothole Claims